Broker Partnerships

Financing for investor deals that don’t fit the standard box.

From competitive DSCR loans to flexible no-ratio financing, Vorfin helps brokers find solutions for both straightforward and hard-to-place investor deals.

Price a Scenario Become a Broker Partner

View preliminary terms or submit your scenario for review.

Relationship focused Nationwide programs

Flexible Qualification

No-Ratio Loan

Long-term rental financing when standard cash-flow, income, DTI, or credit requirements do not fit.

$5.5MMMaximum loan size

No IncomeNo DTI or DSCR

75% LTVMaximum leverage

30-YearRental financing

Rough CreditLow FICO and credit events

Property Cash Flow

DSCR Loan

Competitive 30-year financing for long- and short-term rental properties.

$3.5MMMaximum loan size

5.99%Rates starting at

85% LTVMaximum purchase

0.75 DSCRMinimum ratio

660 FICOMinimum credit score

Available with Both Programs

Short-term rentals
Non-warrantable condos
No W-2 required
No tax returns required

Direct Lending Programs

Financing for more investor scenarios.

From competitive DSCR financing to flexible solutions for hard-to-place loans, Vorfin helps brokers find the right program for more investor clients.

No-Ratio Rental Financing

No Ratio Term Loan

30-year rental financing without a minimum DSCR, personal income verification, or personal DTI calculation.

Up to 75% LTV
650+ FICO preferred
Lower FICO considered
No minimum DSCR
No personal DTI
No income verification
Interest-only available
Purchase & refinance
Cash-out available
Loans up to $5.5MM

Equity-Based Rental Financing

Equity Advantage

Equity-driven financing for investor loans with significant credit, income, or qualification challenges.

50% max LTV
No minimum FICO
Credit events considered
No minimum DSCR
No personal DTI
No income verification
Interest-only available
Purchase & refinance
Cash-out available
Loans up to $5.5MM

Property Cash Flow

DSCR Rental Loans

For investors seeking competitive financing based on the property’s rental income rather than personal income.

DSCR as Low as 0.75
No Personal DTI
Purchase and Refinance
Short-Term Rentals

Minimum FICO of 660
No W-2s or Tax Returns
I/O Available
Non-Warrantable Condos

View Loan Guidelines

DSCR · No Ratio · Equity Advantage PDF · Opens in a new tab

Have a deal to discuss?

Submit your scenario and our lending team will help identify the right program.

Submit a Scenario

Built for Brokers

A lending partnership designed to help you earn more and close faster.

1

Competitive Broker Compensation

YSP available with total broker compensation of up to 5 points.
2

No Clawbacks or Buybacks

Your earned compensation is not subject to clawbacks, and brokers have no loan buyback obligation.
3

No Minimum Volume

Access Vorfin’s direct-lending programs without monthly production or minimum loan-volume requirements.
4

Fast, Responsive Execution

Closings may be completed in as little as five business days after receiving a complete file, subject to timely third-party reports. A dedicated account executive keeps you informed throughout the process.

Partner With Vorfin

Let’s Close More Investor Deals

Connect with Vorfin to access direct-lending solutions for difficult investor loans.

Contact Information

Speak With Our Lending Team

Have a scenario to discuss? Contact our team directly for quick feedback on your investor loan.

Phone

(858) 262-4440

admin@vorfin-investment.com

Office

4225 Executive Square, Suite 600
La Jolla, CA 92037

NMLS ID

2509515

Become a Broker Partner

Request Broker Information

Tell us about your business and a dedicated account executive will contact you to discuss our programs and submission process.